SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 23, 2008, executed by MICHAEL W. OVERBEY AND SHIRLEY A. OVERBEY, HUSBAND AND WIFE, to FMLS, INC. Trustee, of record in RECORD BOOK 104, PAGE 335, for the benefit of REGIONS BANK, in the Register’s Office for LEWIS County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register’s Office for LEWIS County, Tennessee, to secure the indebtedness described, the entire indebtedness having b...